Energy Resource Conservation (ERC) Loans

Looking to make a home improvement with the intention of lowering your energy bills? Southwestern Electric Cooperative’s Energy Resource Conservation (ERC) loans are a low-cost way to finance home improvements with energy efficiency in mind. These loans can be used toward select energy-efficiency projects in existing homes and other qualified commercial, industrial and agricultural structures. Funds are available to all active Southwestern Electric Cooperative members currently receiving electric service from the co-op at their primary residence or an approved structure, and have excellent credit with the co-op to qualify. To get started, please download and complete the appropriate application.

5% Interest Loan Application for other Energy Conservation Projects 5% Interest Loan Application for Geothermal Heating & Cooling Installation Projects

For more information on the ERC Loan program, please contact Susan File at (800) 637-8667.